Getting 12 back might not seem like a lot, but it can add up, especially if you're able to get it back consistently over time. There are several tricks and strategies that can help you get 12 back, whether it’s through cashback apps, rewards programs, or other financial hacks. Here’s a comprehensive guide on how to get $12 back using various methods.
Understanding Cashback Apps
Cashback apps are one of the most straightforward ways to get money back. These apps offer you a percentage of your purchase back as cash or credit when you buy something through their portal or use their app. For instance, Rakuten (formerly known as Ebates) and TopCashback are popular options. If you’re strategic about your purchases and use these apps regularly, you can accumulate cashback that can amount to $12 or more over time.
Leveraging Rewards Credit Cards
Rewards credit cards can be incredibly lucrative if used wisely. Many cards offer cashback, travel points, or other rewards that can be redeemed for cash or used to purchase items you need. For example, if a card offers 5% cashback on groceries and you spend 200 on groceries in a billing cycle, you'd get 10 back. Over a couple of months, this can easily add up to $12 or more, depending on your spending habits.
Using Sign-Up Bonuses
Some apps and services offer sign-up bonuses that can immediately get you $12 or more. For instance, cashback apps, survey sites, or investment apps might offer a bonus for signing up and meeting certain conditions, like making a purchase or depositing a certain amount of money. While these bonuses are one-time rewards, they can be a quick way to get some money back.
Selling Items You No Longer Need
One of the most overlooked methods of getting money back is by selling items you no longer need or use. Apps like eBay, Craigslist, Facebook Marketplace, or local garage sales can be great platforms to sell unwanted items. Pricing items competitively and presenting them well can help you sell them quickly. If you have several items to sell, it’s not hard to accumulate $12 or more from these sales.
Taking Advantage of Price Match Policies
Many retailers offer price match guarantees. If you buy something and later find it cheaper elsewhere, you can get the difference back. This strategy requires some vigilance, as you need to monitor prices after your purchase. However, it can be a good way to get some money back, especially on bigger-ticket items.
Using Browser Extensions
Browser extensions like Honey or CamelCamelCamel can help you find discounts or alert you to price drops on items you’re interested in. While these might not directly get you $12 back, they can help you save money or get cashback on your purchases, which can add up over time.
Engaging in Online Surveys
Participating in online surveys through sites like Swagbucks or Survey Junkie can also earn you money. While the pay per survey is typically low, regularly participating can help you accumulate points or cash that can be redeemed for $12 or more over time.
Implementing a Savings Plan
Sometimes, getting $12 back isn’t about finding tricks or hacks but about managing your finances wisely. Implementing a savings plan, even if it’s just putting aside a small amount each week, can help you accumulate money over time. Using apps that round up your purchases to the nearest dollar and save the change can also be a painless way to save.
FAQ Section
How can I maximize my cashback earnings?
+To maximize your cashback earnings, use cashback apps for all your online purchases, choose apps that offer higher cashback percentages, and take advantage of sign-up bonuses or special deals.
What are some of the best rewards credit cards for cashback?
+Some of the best rewards credit cards for cashback include the Citi Double Cash Card, Chase Freedom Unlimited, and Discover it Cash Back. Always consider the fees, interest rates, and terms before applying.
How can I sell items quickly and for a good price?
+To sell items quickly and for a good price, use high-quality photos, write detailed and honest descriptions, price competitively based on similar items, and choose the right platform for your item.
Conclusion
Getting $12 back through various financial hacks and strategies might seem like a small victory, but it’s part of a larger approach to managing your finances wisely and making the most of your spending. Whether it’s through cashback apps, selling unwanted items, or leveraging rewards programs, there are numerous ways to accumulate money back over time. By being strategic and consistent, you can turn these tricks into a habitual way of saving and earning money.
